Hi friends! I am so excited to write this blog post. I am all about making home ownership possible for everyone, and if you have a credit score above 620, let's make that possible. I am bringing you a list of homes all over the city, that after some negotiating, I can help you get into with just 1% total cost, and nothing brought to the closing table. So if the house is $215,000, then you will need a savings of $2,150 to make this possible. Below I am listing the neighborhoods I am able to offer this on..
Please note that you must be finance-able, and follow the steps outlined.. First, formally agree to work together as a team, and then work with a lender I know to get you pre-approved. The only homes eligible are the ones above because they are offering me a BTSA, and I will contribute a portion of my commission, to make the deal work. The type of loan I have used to make the math work, is a FHA loan with TSAHC (4% grant, that you do not have to pay back). If you have any other questions, please reach out.
Below, you can see an image that illustrates a scenario one of my clients used. This scenario is for resale, but we can also make it work with new construction. The seller contributed $5,000 towards the purchase of the home (we can negotiate this to come out of the builder's pocket), they put down 1% earnest deposit, which was a credit at close and TSHAC contributed 4% for their down payment. They brought a little under $700 after the 1%, and I would love to cover that cost for you out of my commission. Sometimes it might be a little more, but I don't mind! This transaction is all about you. You are #1! You are priority. If I can make the deal happen, I will. And I have partnered with some amazing lenders, so please reach out to us when you are ready to get started. Some of the homes above are giving $10,000 towards closing costs, making this opportunity really possible!
If the timing doesn't feel right, please still reach out, so that we can put you on an email list of the list of ever evolving homes that are eligible for this one-of-a-kind opportunity and partnership. 🙂
If you aren't looking for new construction, I recommend you check out this blog post.
Here is an older blog post, where I could most likely over the same deal on these corresponding inventory homes.
We are so happy you found our little corner of the interwebs. We look forward to y'all reaching out to us. We love to answer questions and welcome them. Recently we created some local maps, and you can download those by clicking the image/link above. Below, you will find an index of some very helpful information to assist you in learning more about the Houston suburbs. If you are relocating to our neck of the woods, we hope you reach out to us, because we would love to help you by being your local realtor and friend. Hugs, Jo.
Thoughtfully written for you by Jordan and the Jo & Co. Team.
We are Waiting for You
If you are looking to relocate to the Houston Area, we would love to meet you, and hear your story. Below you will find all of my contact information, as well as some homes for sale in the area. We truly look forward to hearing from you! P.S. Don't forget to check out our YouTube Channel!
If you are overwhelmed..
Now if you are feeling overwhelmed on where you should plant your roots, I would love to talk to you. You can schedule a call with me by click this link: http://byjoandco.com/call or just send us an email: [email protected]. There are some amazing communities all over the Houston suburbs. In this post, https://search.byjoandco.com/blog/best-neighborhoods-in-houston/, I deep dive into all the different suburbs/neighborhoods that you might want to consider, and why. There are many resources here, so please reach out if you are curious what to look at next! Thank you for trusting us.
Links to check out..
➟ Our YouTube Channel :: http://byjoandco.com/youtube
➟ How do property taxes work in Texas? :: http://byjoandco.com/propertytaxesintexas
➟ Things to do in The Woodlands :: http://byjoandco.com/inthewoodlands
➟ Safest Neighborhoods in Houston :: http://byjoandco.com/safesthouston
➟ Best Neighborhoods in Houston :: http://byjoandco.com/bestneighborhoods
➟ Houston Texas Where to Live :: http://byjoandco.com/houstontexaswheretolive
➟ First Time Texas Home Buyer :: http://byjoandco.com/firsttimetexasbuyer
• Download our Moving to Texas ebook! http://byjoandco.com/movingtotexasebook.
• Download our Where to Live in Houston Texas ebook! http://byjoandco.com/wheretoliveebook.
• Schedule a phone call or appointment with us! http://byjoandco.com/appointment.
• Email us! [email protected].
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• Ready to find your dream home? Search, http://search.byjoandco.com.
• Subscribe to our YouTube Channel: http://byjoandco.com/youtube.
Visit the Jo & Co. YouTube Channel
At Jo & Co. we know that most people struggle with the home buying or selling experience. We are a brokerage, real people, that do more for you, by being with you every step of the way, so that you plant your roots in the right soil. One way that we go above and beyond is with the content we share on YouTube. Click the photo below to explore our channel.